What is "Phishing"?
- "Phishing" is a general term for criminals' creation and
use of emails and websites specifically designed to deceive users into
disclosing their personal data such as account numbers, usernames and
password
- Thieves are "fishing" for your personal information and
use it for criminal purposes, such as identity theft and fraud
How Phishing Works
- You'll receive an email that appears to be from a trusted source such
as your financial institution
- The email will contain a link or a button with instructions to click
on to go to a phony website that often looks identical to the legitimate
one
- The email will instruct you to update your personal information such
as social security number, your account number and passwords or anything
used to verify your identity.
Is this a Phishing email?
A Phishing email will include statements designed to get you to react
as quickly as possible such as "Immediate Attention Required,"
or "You are requested to confirm account information"
- It may instruct you not to contact customer service and to only update
the information by clicking on the link or responding to the email
The email may contain poor grammar or misspelled words
How to Protect Yourself
- Do not disclose private information unless you are sure you are speaking
with your financial institution
- Never click on links in an email you suspect may be phishing attempts
- Call the customer service number on the back of your card or log onto
the website directly by typing in the Web address in your browser
- If there is any concern or issues regarding your account the customer
service representative will be able to verify that for you
- Always ensure that you are using a secure website when submitting
credit card or other sensitive information via you Web browser
" To ensure that you are on a secure Web server, check the beginning
of the Web address in your browsers address bar - it should be https://
rather than just http://
IF YOU GET A PHISHING EMAIL
- Forward the email to FraudReport@BankONe.com or Abuse@BankOne.com
- Always report it to spam@uce.gove
- Delete the email immediately after forwarding it to the addresses
above
For further questions
- Feel free to call the CCS Fraud Department at 888-297-0778
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